As a UK gambler, you will probably be aware that finding UK casinos that accepts credit card deposits is not that easy. Sites that are licensed through the UK Gambling Commission do not accept them, which is unfortunate because many players like using them for both speed and convenience. But help is at hand. We have selected a number of top credit card casinos available here in the UK for you to check out.
Although these sites are not UKGC-licensed, they all have industry-respected, reputable licences. That, together with all the other things we check out concerning UK casinos that accept credit card payments – things like game variety, bonuses, customer support, etc., ensures that you will enjoy a safe and enjoyable time at any of the sites we recommend. Let’s take a more detailed look at how we choose the best credit card casinos for you.
| Credit Card Casinos Overview | ? |
|---|---|
| Casinos that accept credit cards | 40+ |
| Minimum deposit | From £20 |
| Credit Card Assessors | Visa, Mastercard, AMEX |
| Partners banks | Lloyds bank, Barclays, Post Office, TSB, HSBC, NatWest, etc |
| Top Non-Gamstop Credit Card Casino | MyStake |
List of Credit Card Casinos that Accept UK Players
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250% up to £4,000 + 250 FS on first 4 deps
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12 combinations of bonuses:
up to £1500 for Slots, £1000 for Sports, 10% Cashback | Review Play Now | |
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50% up to £4000 + 115 Free Spins
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44% up to £3000 for Your First 3 Deposits
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300% for first three Deps
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100% for first three Deps
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Welcome Pack 450% up to £3000 in 3 Deps
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575% Bonus for the first 4 deposits
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Welcome Bonus - 450% up to £3000
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| 48 | 
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Welcome Bonus - 50% up to £4000 + 125 FS
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Credit Card Casinos at a Glance
| Amount of users in UK | 58.2 million |
|---|---|
| Average withdrawal fees | up to 3% |
| Withdrawal time | 0-4 days |
| Deposit time | Instant |
| Average credit card limits | £2,500 – £4,000 |
How We Select UK Credit Card Casinos
Before we recommend any of the top credit card casinos we list, we put them through a rigorous checking procedure to ensure that they are worthy of your visit, and here’s what we look for.
Credit Card Casino Licensing and Fair Gaming
Although the UKGC is a highly respected licensing agency, it isn’t the only one. Other respected agencies include the licences issued by the government of Curacao, and the MGA. To keep these licences current, casinos accepting credit card deposits have to follow gambling industry rules and regulations. We also check to see that the sites we recommend have their Random Number Generators (RNGs) checked and verified to ensure they provide genuinely random results, by independent auditors like eCOGRA.
Casino Credit Card Fees and Limits
Any casino that accepts credit card payments, or payments by any other method for that matter, has minimum and maximum amounts they impose on both deposits and withdrawals. Although there are some low-deposit casinos around, the normal casino minimum deposit is around £20 or £30.
When it comes to making withdrawals, the minimum amount you can take out typically varies anywhere from £20 to £50. There are also maximum amounts you can withdraw over certain timescales. This can change from site to site but many casino have a withdrawal limit of £15,000 per month.
As far as credit card fees for casinos go, most platforms charge them for withdrawals or for exchanging currencies. We check to ensure that any limits and fees where applicable, are within acceptable limits. In our experience, operational fees are in the region of 20%.
Casinos with Credit Card Withdrawal Policies
All online casinos limit the number of methods they allow for making withdrawals. Some allow credit cards, and some do not. A casino accepting credit card policy may allow deposits but not withdrawals. To help when you’re looking for a new casino, all our reviews detail the permitted payment methods for each site, both in and out.
It’s worth bearing in mind that using the same CC for withdrawing as you used for making your deposit will help smooth out and speed up any transactions.
Credit Card Casino Online Transaction Times
Withdrawal times when using credit cards are usually pretty fast. You often receive your money on the same day. However, all casinos have to process withdrawal requests, and some take longer than others. Withdrawal times can vary from immediate to 3 or 4 days, or even longer if using a bank transfer.
Credit Card Online Casino Player Data Confidentiality
Player safety is always out first priority. A reputable licence for a casino with credit card payment options is essential, but so is a casino’s personal data protection policy. It’s important to read a platform’s terms and conditions to see exactly what their policy is.
Safe credit card casino transactions are key, and one of the ways that we verify this is to ensure there is state-of-the-art credit card encryption at online casinos we recommend.
Are Credit Card Casinos Safe?
Absolutely, all licensed credit card casinos are thoroughly safe. Every casino we mention has undergone rigorous testing by our experts, ensuring they adhere to our high safety and security standards.
In addition to standard security protocols like SSL encryption, the leading credit card casinos in the UK incorporate additional measures to safeguard your money. This includes the use of two-factor authentication (2FA) and tokenization, enhancing the security of your transactions and personal information.
Improved online payments security is a benefit of Secure Remote Commerce […] I’m glad to see that Visa, Mastercard, American Express and other EMVco participants are deepening their online security.
Ted Rossman
Industry analyst at Bankrate
Credit Card Casino UK Access – The Does and Don’ts
All online casinos that accept credit card real money and that we recommend in the UK are licensed but not by the UK Gambling Commission. They don’t allow you to use your credit card at all. They’ve done this because a small minority of online players don’t gamble responsibly. But the vast majority do, and if you are one of the many, it probably seems somewhat unfair.
Thankfully, using a non-UKGC licensed platform not only gives you the advantage of convenient online casino credit card use, it also provides another advantage – it’s a way to get around Gamstop.
As far as the does and don’ts are concerned, let’s take a look at the Pros and Cons of being able to use credit cards:
The Pros of UK Casinos That Accept Credit Cards
- They are accepted by thousands of casinos.
- A convenient way of making instant deposits.
- CC deposits count towards casino loyalty programs.
- The ability to gamble even with a Gamstop ban in place.
- CC companies usually have reimbursement policies for wrong transactions.
The Cons of Cons UK Casinos That Accept Credit Cards
- Easy to accumulate debt.
- Not suitable for use by someone with a gambling problem.
- You will be charged interest by your CC company if debts are not repaid in time.
- Some CC companies classify gambling deposits as cash loans and charge higher interest rates.
Popular Credit Cards Accepted at Gambling Sites
- Mastercard Credit Card – Mastercard is one of the most popular credit card worldwide. It is accepted at millions of sites, including many online casinos. It offers a wide array of security features, plus insurance benefits, special offers and much more.
- Visa Credit Card – Another globally accepted credit card, Visa is also accepted at most online casinos. Visa doesn’t work directly with customers, nor does it issue credit cards. Visa is the network that facilitates the transactions between the merchants you’re purchasing from, or in the case of online casinos, the sites at which you are making your deposit, and the company that issued your credit card.
- The American Express (Amex) Credit Card – Amex is another hugely popular credit card, but it is not accepted at all online casinos. Amex has long been associated with lavish lifestyles and luxury-style living due to its high credit limits and the many perks it offers.
Credit Card Eligibility
Applying for a credit card comes with its set of requirements to ensure eligibility. If you’re considering applying for one, here’s what you need to know. To qualify:
- You must be a UK resident, aged 18 or over and have a regular annual income.
- It’s also essential that you’re free of any County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs), or bankruptcies.
- You cannot be unemployed or a student.
- Additionally, you should not have been declined for a credit card within the last 30 days.
Top Credit Card Casino Sites
Thankfully, there is an abundance of casinos that accept credit card deposits in the UK, but some are better than others. Out top 5 are as follows:
MyStake
MyStake
- Welcome Bonus - 300% up to £1500
- Crypto Bonus - 170% up to £1000
- Sports Bonus - 120% up to £600
Mystake is owned by Santeda International B.V. It first appeared in 2019 and holds a Curacao eGaming licence. It’s a full-service casino offering slots, table games, mini-games, eSports, and virtual sports betting. They have an excellent live dealer site, which, like their ordinary online platform, is fully optimised for mobile use.
Mystake offers a generous welcome bonus which is matched 150% up to £200, and 100% up to £1,000.
Goldenbet
Goldenbet
12 combinations of bonuses:
up to £1500 for Slots, £1000 for Sports, 10% Cashback
Part of the Santeda BV’s deposit with credit card casino network, Goldenbet was launched in 2022 and has quickly become a favourite non-Gamstop platform for many UK gamblers. Some platforms have credit card casino cashback offers, and the deal at Goldenbet is a 10% Cashback bonus you can claim whenever you want on an unlimited quantity per day.
Rollino
Rollino
- 450% Up To £6,000 + 425 Free Spins
- Sports Welcome Bonus - 100% Up To £300
- Weekly Cashback Up To 25%
Launched in 2023 and owned by Altacore N.V., Rollino is one of the new casinos not on Gamstop that accepts players from the UK. This site offers a 100 Free Spins, no deposit needed bonus. To claim it use bonus code “GURU100.” They also offer a tremendous welcome bonus package up to 450% plus 325 Free Spins.
Velobet
Velobet Betting
- 150% Up to £1000 Sports Bonus,
- 160% Up to £1000 Crypto Bonus,
- +10% Cashback on Crypto Deposit
Santeda International BV’s latest addition to their online casino credit card deposit network is Velobet. It was launched last (2023) and operates under a Curaçao (CEG) gambling licence. With approximately 6,000 games from which to choose, UK gamblers are spoilt for choice. Their welcome bonus requires a minimum deposit of £20, and is matched 150% up to £500.
How to Make a Casino Credit Card Deposit
The deposit process at any online casino that accepts credit card payments is quick and simple because, unlike some eWallets, no pre-funding is necessary.
- Have your credit card at the ready.
- Go to the credit card deposit casino of your choice.
- If you haven’t registered a player account, you must first do so.
- When you have an account, log in and navigate to the cashier page.
- Select your preferred credit card (e.g. Mastercard of Visa).
- Enter the amount of money you wish to deposit.
- Select “confirm” to complete the transaction.
As you can see, the credit card deposit casino UK process is very easy, and your funds will appear in your player account immediately. It’s also worth remembering that credit card loyalty programs in casinos work the same way as other deposit methods.
It is, however, important to practise responsible gambling with credit cards. Set a budget and stick to it.
How to Withdraw Money From a Credit Card Casino
Having taken the online casino accept credit card option, it makes sense to withdraw any winnings to the same credit card, too. This process is also quick and easy.
- Log in on your chosen platform.
- Navigate to the cashier page.
- Select “withdraw.”
- Choose the appropriate credit card option.
- Enter the amount you wish to withdraw.
- Select “confirm.”
Don’t forget to ensure that you have met any wagering requirement that could apply and that the amount you are taking out is within the House’s lower and upper limits. The other thing to bear in mind is that even the best credit card casino has to process your request, and this can take anywhere from 1 to 3 days.
Credit Card Casinos VS Debit Card Casinos
| Feature/Concern | Credit Card Casinos | Debit Card Casinos |
|---|---|---|
| Link to Bank Account | ✔️Not directly linked, offering more anonymity | ❌ Must be linked to your bank account |
| Acceptance at Casinos | ✔️ Widely accepted | ✔️ Widely accepted |
| Security | ✔️ Completely secure and familiar | ✔️ Completely secure and familiar |
| Fund Protection | ✔️ Offer robust fund protection measures | ✔️ Offer robust fund protection measures |
| Fees for Withdrawals/Deposits | ❌ Can incur high processing and cash advance fees | ✔️ No fees for withdrawals or deposits |
| Deposit and Withdrawal Limits | ✔️ Typically have higher limits | ❌ Lower maximum limits |
| Overspending | ❌ Can lead to overspending | ✔️ Unable to overspend |
| Recourse for Unauthorized Payments | ❌ Less recourse | ✔️ Better recourse for unauthorized payments |
Credit Cards Casino Alternatives
- Cardable casino sites
- Pay’n’Play Casinos
- Tether casinos
- Paysafe casinos not on Gamstop
- Bitcoin casinos not on Gamstop
- PayPal casinos not on Gamstop
Frequently Asked Questions
❓ Why are credit cards so popular for making online casino payments?
It’s because they are so convenient, and quick and easy to use. Most players have credit cards, and they don’t have to be pre funded like some eWallets.
❓ Are there many casinos online that accept credit cards in the UK?
Yes, there are hundreds. However, none of them are licensed by the UKGC. That’s not a problem, providing they have a current, respected, alternative licence. Some sites might not pretend they have. To be sure and keep safe, we recommend you only choose from the sites we recommend.
❓ What benefits are there when using a credit card for online casino banking?
One of the biggest advantages with using credit cards is the credit card fraud prevention schemes casinos use. Another benefit is that CC companies offer refunds for hijacked transactions should they occur. Last but not least, they are also accepted by the vast majority of non-Gamstop platforms.
❓ Which is safer – credit or debit card transactions?
Credit cards have a tendency to be safer than debit cards because most CC companies offer reimbursements for transactions that go awry.
❓ Do credit cards attract fees?
Some casinos charge fees on CC withdrawals, and some don’t. You must also bear in mind that if you do not repay CC withdrawals within 30 days, the CC company will charge you interest.
❓ Which credit cards are best?
Mastercard and VISA are both highly respected, trusted organisations and are accepted by most non-UKGC licensed online platforms.
❓ Is the amount I can deposit with my credit card limited?
Most credit card casinos have a £20 minimum when it comes to depositing. The amount you can withdraw varies from site to site, but as the name suggests, high-limit credit card casinos offer bigger withdrawal limits. You can verify by checking a site’s terms and conditions.